Mortiqo runs your fact-finds, compliance checks, suitability reports, renewals and follow-ups automatically. Built specifically for FCA-regulated advisers.
7-day trial, cancel anytime · Then £79/month · No setup fees
Financial Assessment
Insurance Analysis
Health History
Property Info
Mortgage and protection advisers lose 10-15 hours every week to work that should never be manual. Mortiqo automates all of it.
Re-keying client details, chasing documents by email, writing the same follow-ups from scratch every single time.
Consumer Duty and MCOB checks done by hand are inconsistent, time-consuming, and hard to evidence in an audit.
Remortgage and protection renewals slip through the cracks. Warm repeat business quietly walks out the door.
Everything an adviser needs to run a modern mortgage and protection practice — from first enquiry to completion.
Branded mortgage, protection, medical and home fact-finds. Clients complete them online — data syncs straight into your CRM with AI summary extraction. Plus an optional conversational AI advisor that runs the fact-find as a chat.
5 form types · Conversational AIEvery case checked against MCOB and Consumer Duty. AI Case Review flags risks with severity ratings and cites the exact rule reference behind each one ("Lending into retirement, MCOB 11.6"). Audit trail ready.
MCOB · ICOBS · Consumer DutyMortiqo tracks every mortgage deal-end and protection renewal date. Flags clients due review months ahead, so warm repeat business never slips away. Cross-sell analysis spots protection gaps automatically.
Flagship featureGenerate FCA-compliant advice rationale in seconds. Consumer Duty aligned, ready to review, edit and send for digital signature. Stored automatically against the client record.
Drafts in secondsOverview, timeline, cases, documents, message history and tasks — every client's whole world in one place.
Drag-and-drop deal boards for mortgage, protection, PMI and home. Live weighted pipeline value, auto-saved in real time.
Upload payslips, bank statements, ID. Mortiqo reads them automatically, extracts data and files into the right client folder.
Book client meetings with Google Calendar sync. Generate a self-booking link so prospects book directly into your diary.
Welcome emails, fact-find requests, document chasers — automated. Gmail integration logs every message against the client.
Never lose a follow-up. Priority-flagged tasks linked to clients, with overdue alerts on your dashboard.
Track estate agents, solicitors and other referral partners. See conversion rates and pipeline value per introducer.
Total pipeline value, conversion rates, business written, advice pack analytics. Export structured CSV audit logs.
Mortgage, protection and PMI signatures captured in-platform. FCA Demands & Needs compliant, UK GDPR secure.
A new client journey that used to take two hours of admin now runs almost entirely on its own.
Send your branded fact-find link to a new enquiry. They complete it from any device.
The submission syncs to your CRM. OCR reads any documents uploaded automatically.
Compliance flags, protection gaps and a suitability draft are generated for you.
Open a complete, compliance-checked file and do the work only you can do.
Older CRMs added AI as an afterthought. Mortiqo was built around it from day one.
No tiers, no upsells, no surprises. Try it free for 7 days, cancel anytime.
Want to see exactly how Mortiqo would fit your practice before starting a trial? Book a free 30-minute call and I'll walk you through the platform on a real client journey.
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